Fleet Insurance

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Fleet Insurance Who It’s For: Individuals & Businesses Overview: Specialised Motor Insurance is created to offer comprehensive coverage for industries that operate vehicle fleets, use their vehicles for specialised tasks, or need protection for extra accessories and modifications. Unlike standard motor cover, this policy includes customised terms, flexible rating structures, and covers that are usually excluded from basic policies. It is ideal for vehicles with specialised use, such as construction or emergency service vehicles, or heavy-duty vehicles. https://www.rebohle.co.za/products-services/specialised-motor-insurance/

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Goods-In-Transit

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Goods in Transit Who It’s For: Businesses Overview: Goods-In-Transit insurance protects your products while being transported in various transportation (road, rail, air, and water). This policy is crucial for businesses involved in delivery or distribution, as goods can be lost, stolen, or damaged on the way. Whether you use your own vehicles or a third-party courier, this cover ensures your financial investment is protected throughout the transportation process.

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Motor Insurance

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Motor Cover Who It’s For: Individuals & Businesses Overview: Motor insurance is a type of policy designed to protect you from financial loss in the event your vehicle is involved in an accident, stolen, damaged, or causes damage to other people or their property. Whether you're a private car owner or run a fleet of commercial vehicles, motor cover helps absorb unexpected costs such as repairs, replacement, and legal liability. It is often recommended by law and required by vehicle finance houses to have at least a basic level of motor insurance, especially for third-party damage. The type and extent of cover can be tailored depending on the vehicle's use and the risks involved.

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Home Contents | Furnitre Insurance

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Content Cover Who It’s For: Individuals & Businesses Overview: Content insurance covers the possessions inside your home or business premises. This includes furniture, appliances, electronics, clothing, and other personal or business items. It offers compensation in case these items are damaged or lost due to events like theft, fire, or natural disasters. Whether you're a homeowner protecting your valuables or a business owner safeguarding your equipment, Content Cover ensures you don’t suffer financial loss from unexpected incidents.

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Property Insurance | House Insurance

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Property Cover Who It’s For: Individuals & Businesses Overview: Property insurance safeguards the physical structure of your building, whether it's a home, office, or warehouse. It covers damage caused by unforeseen events such as fires, storms, floods, or vandalism. If you own property, this insurance ensures you're financially protected against costly repairs or reconstruction. It is essential for property owners looking to safeguard their investments and avoid unexpected expenses resulting from damage to their building's structure. The coverage is suitable for homeowners, landlords, and businesses that own their premises or hold financial responsibility for the structure, especially those supplying rental properties.

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Travel Insurance

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Travel Insurance Who It’s For: Individuals & Businesses Overview: Travel Insurance provides essential coverage to protect you from the unexpected while traveling, whether for leisure or business. From trip cancellations to medical emergencies, this coverage ensures that your travel plans remain stress-free and financially secure. https://www.rebohle.co.za/products-services/travel-insurance/

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Retail & Hospitality Cover

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Retail & Hospitality Insurance Who It’s For: Businesses Overview: Retail & Hospitality Insurance is a specialised commercial insurance solution designed to protect businesses that operate in high-traffic customer-facing environments. These sectors face unique risks, ranging from theft and equipment failures to liability claims and revenue losses from business interruptions. This cover goes beyond the scope of a standard commercial policy by addressing specific industry challenges, including guest safety, liquor liability, perishable spoilage, vandalism, staff-related risks, and legal claims from customers or employees. Whether you run a luxury boutique in a shopping centre, manage a chain of restaurants, own a bed & breakfast, or operate a franchise outlet, this policy provides comprehensive, flexible protection that keeps your doors open and your reputation safeguarded. https://www.rebohle.co.za/products-services/retail-hospitality-insurance/

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Event Insurance Cover

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Events Cover Who It’s For: Individuals & Businesses Overview: Events Cover is designed to protect event organizers from the financial loss caused by cancellations, disruptions, or unforeseen accidents. Whether it’s a wedding, corporate event, or large public gathering, this coverage ensures that you’re covered from all angles, including liability and damage to property.

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E-Hailing (Uber, Bolt,60/60)

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E-Hailing Vehicle Insurance Who It’s For: Individuals & Businesses Overview: E-Hailing Insurance is a specialised product designed for individuals and businesses operating vehicles or motorcycles through ride-hailing and on-demand delivery apps. This includes drivers on platforms like Uber, Bolt, and Shesha, as well as motorcycle and scooter delivery operators using services like Checkers Sixty60, Uber Eats, Mr D, and more. These vehicles work harder and face higher exposure than standard private-use vehicles. Unlike basic motor policies, which often exclude commercial use, this cover offers comprehensive protection that meets platform requirements and safeguards you, your passengers, or your goods. Whether you transport people or packages, this cover is tailored for app-based mobility and delivery services.

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Agriculture Insurance / Agri Insurance

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Agriculture Insurance Who It’s For: Businesses Overview: Agriculture Insurance is a specialised solution tailored to protect farming operations, agricultural assets, and harvests from the many risks that threaten food production and agribusiness sustainability. From unpredictable weather and natural disasters to equipment breakdowns, livestock losses, and transport risks. This cover provides critical financial security to keep agricultural operations running. Whether you're a commercial farmer, a smallholder, or part of an export-driven agri-processing business, Agriculture Insurance ensures that your inputs, outputs, equipment, and working assets are well protected.

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Engineering Insurance

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Engineering Insurance Who It’s For: Businesses Overview: Engineering Insurance is a specialised product designed to protect infrastructure projects, machinery, and construction operations from unexpected losses during construction, installation, or ongoing use. Whether you’re laying foundations for a high-rise, installing critical equipment, or operating large earth-moving machines, this cover ensures you’re financially protected from start to finish. Standard property insurance does not cover construction risks, equipment failure, or site damage. Engineering Insurance provides this protection, covering assets under construction, plant machinery, hired equipment, third-party liabilities, and project delays due to insured events.

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CYber Insurance

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Cyber Cover Who It’s For: Individuals & Businesses Overview: Cyber Cover is an essential safeguard for businesses against the rising threat of cyberattacks. As businesses become more reliant on digital systems, Cyber Insurance provides protection against data breaches, hacking, and other cyber risks that can harm your reputation and financial stability. https://www.rebohle.co.za/products-services/cyber-cover/

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Marine Insurance | Stock Throughput

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Marine Insurance Who It’s For: Businesses Overview: Marine Insurance offers extensive cover for businesses involved in transporting goods and operating vessels across sea, air, road, and rail. It protects against risks such as damage, loss, theft, and liability during transit and maritime activities. Whether you're shipping cargo internationally, operating a commercial vessel, or managing logistics, this insurance provides protection against unforeseen maritime and transit-related incidents. https://www.rebohle.co.za/products-services/marine-insurance/

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Film, Art & Entertainment Insurance

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Film, Art & Entertainment Insurance Who It’s For: Businesses Overview: This insurance product is tailored for the dynamic and high-risk world of film, television, live events, creative arts, and content production. Whether you're producing a short film, orchestrating a live concert, hosting a theatre performance, or managing a festival, this policy provides end-to-end protection for the assets, people, and processes involved. It safeguards against delays, damage, non-appearance, and legal liabilities, giving creatives the freedom to focus on production, not risks. Coverage is suitable for both short-term productions (once-off cover) and annual policies for ongoing work. https://www.rebohle.co.za/products-services/film-art-entertainment-insurance/

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Environmental and Spillage Insurance

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Environmental and Spillage Insurance Who It’s For: Individuals & Businesses Overview: Environmental and Spillage Insurance covers the liability and clean-up costs associated with accidental environmental damage. If your business deals with hazardous materials or operates in high-risk environments, this coverage protects you from the financial impact of pollution or environmental contamination. Spills or Leaks of Hazardous Substances: Covers the costs of accidental leaks or spills that contaminate the environment, including water, land, or air. Environmental Clean-up Costs: Protects your business from the excessive cost of cleaning up pollution or managing contaminated sites. Third-Party Damage: Covers third-party claims for injury or property damage due to environmental accidents. Legal Fees and Fines: Insurance for legal expenses and penalties due to violations of environmental laws and regulations. Why It’s Important: Accidents involving hazardous materials can cause severe damage to the environment and result in costly fines and clean-up operations. This insurance ensures that your business is financially protected and legally compliant. https://www.rebohle.co.za/products-services/environmental-and-spillage-insurance/

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Stock Cover

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Stock Cover Who It’s For: Businesses Overview: Stock insurance provides cover for the goods your business buys, manufactures, or store with intentions to sell, deliver, repair, or redistribute. Whether you operate a retail store, warehouse, or manufacturing facility, stock cover protects your inventory from risks like fire, theft, and water damage. Without it, your business could face serious financial loss and disruption if stock is destroyed or goes missing. Fire and smoke damage • Natural Disasters • Theft and looting • Accidental damage • Can include additional covers such as: • Spoilage or deterioration of goods https://www.rebohle.co.za/products-services/stock-cover/

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Liability Cover

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Liability Cover Who It’s For: Individuals & Businesses Overview: Liability insurance covers you or your business against legal claims from third parties. These could include bodily injury, property damage, reputational damages or financial inconvenience or professional negligence. It is especially important for service providers, public-facing businesses, or professionals in regulated industries. This cover pays for legal fees, settlements, or compensation if you're found responsible for failing to prevent harm or for directly or indirectly causing harm to someone else, their reputation, property, or finances. Public Liability Insurance Covers Injury to third parties or damage to their property occurring on your premises or during business operations. -For Individuals, Retailers, Property owners, Service providers, Event organisers and businesses with walk-in customer • Employers’ Liability Insurance Cover claims made by employees for work-related injuries or illnesses. -For any business employing staff (full-time, part-time, or contract) • Professional Indemnity Insurance Covers claims arising from professional negligence, errors, or omissions in advice or services. -For Authorised or Accredited Professional (Engineers, Lawyers, Accountants, Medical Practitioners, and others) • Directors & Officers Liability Insurance (D&O) Covers legal actions against company directors or officers for alleged wrongful acts in managing the company. -For Board members, Executives and Non-Executive Directors, Senior managers, Trustees and Shareholders • Product Liability Insurance Cover claims related to injury or damage caused by products you manufacture, distribute, or sell. -For Food and beverage producers, Electronics makers, Consumer goods brands • Product Recall Liability Insurance Covers costs associated with recalling defective or dangerous products from the market. -For Manufacturers, Importers, Wholesalers, Retailers, Private labellers • Fidelity Guarantee Insurance Covers loss of money, stock, or property due to dishonest or fraudulent acts committed by employees (theft & misuse) -For Businesses of all sizes—especially those handling cash, stock, or sensitive financial data

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Business Interruption

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Business Interruption Who It’s For: Businesses Overview: Business Interruption insurance helps a business survive during periods when operations are suspended due to an insured event. It covers lost income and fixed expenses such as rent, salaries, and utilities. This cover is essential for any business that relies on daily operations to generate revenue, as it ensures financial stability while repairs and/or replacement are taking place and prohibits operations.

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All Risk Cover

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All Risk Cover Who It’s For: Individuals & Businesses Overview: All Risk insurance provides protection for valuable items that are taken out of the insured premises. Unlike standard content cover, which protects belongings only while they are inside your home or office, All Risk cover follows your items wherever you go. It's ideal for covering smartphones, laptops, jewellery, and other portable items from loss or damage due to accident, theft, or other unforeseen events. This cover also includes bicycles and non-motor skating equipment.https://www.rebohle.co.za/products-services/all-risk-cover/

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