Sort by
Medium–long term
Knife Capital
Knife Capital is an independent growth equity investment firm focusing on ventures with proven traction. We accelerate the international expansion of businesses that achieved a product/market fit in a beachhead market.
Short term
Overdraft
An overdraft is a credit facility linked to your bank account, which allows you to draw down on your account at any time up to the approved limit.
While there are no set monthly repayments, the bank needs to see a regular deposit into the account.
Overdrafts can be set on:
- a permanent basis (i.e. the same limit stays in place as long as you adhere to the credit
agreement);
- a reducing basis (i.e. every month the limit decreases); or
- a fixed-term basis (i.e. the limit is available only for a certain period, for example while you are
waiting for a sale to go through).
While there is a monthly fee charged to manage your overdraft, you pay interest only on the portion you use.
Short term
Debtor Finance
Debtor Finance is a form of credit that uses your debtors book as security.
Depending on the nature and quality of your debtors and the type of debtor finance you choose, you can unlock up to 80% of the cashflow that is tied up in your debtor book.
There are multiple ways to unlock cash from your debtors, some offering additional benefits such as better management and administration of your debtors.
Short term
Credit Card
A credit card offers a form of revolving credit while enabling payments (at POS devices or online). You can utilise this line of credit (up to the approved limit), as and when you transact on your card.
Different to an overdraft, you have a monthly repayment obligation of 5% of the outstanding balance. Credit cards offer up to 55 days free of interest, as long as the outstanding balance is settled in full on or before the due date.
Furthermore, some credit card purchases can be done on budget, which allow you to spread repayments over a long period – typically 6-60 months.
Medium–long term
Vehicle / Asset Finance
Asset finance is a type of instalment loan that uses a business’s assets as security. The loan is typically structured over period of 60 to 72 months, and requires fixed monthly instalments.
Examples of assets are vehicles, trucks or buses, as well as equipment and machinery, that have a second-hand market. This includes most ‘yellow goods’ and specialist medical equipment.
Assets that cannot be easily resold or have a limited lifetime (e.g. computers, printers, fridges or coffee machines) do not lend themselves to asset finance.
Medium–long term
KLOP Accelerator
KLOP Accelerator is a Cape Town-based SME growth platform that focuses on the Kensington, Langa, Observatory, Pinelands (KLOP) and surrounding regions.
It promotes high growth entrepreneurship by investing both money and time in established businesses.
Medium–long term
Kalon Venture Partners
Kalon Venture Partners invests in and builds a portfolio of high growth technology companies, with innovative business models, geared to existing and emerging institutions and their customers.
Medium–long term
Cactus Advisors
Cactus Advisors is a pan-Africa focused, multi-disciplinary business advisory firm that helps owners and management of companies achieve growth and performance through clear strategic thought (operations and management) and financial acumen (capital raising, mergers & acquisitions, divestitures).
Other
Adlevo Capital
Adlevo Capital was established to capitalize on the growing demand for infrastructure and services in sub-Saharan Africa. We focus on technology-enabled opportunities, which benefit from increased buying power of consumers.
page 2 of 2