Sort by
Other
Business Bundle 100
Save up to 40% in banking fees with up to 100 transactions included for a fixed monthly fee. Monthly fee R450 pm
Other
Business Bundle 50
Get 50 transactions, business cheque and credit cards, rewards and more for a fixed monthly fee. Monthly fee R310 pm
Other
Business Pay-as-you-use
Perfect for business owners just starting out or those with lower transactional volumes. Monthly fee R75 pm
Other
Nedbank NP5000
This interest-bearing account is tailored to organisations operating primarily to maintain a specific cause. Includes non-registered trusts, estates, societies, body corporates, clubs, and charitable organisations.
Excludes CIPC-registered, section 21 and trust companies.
Other
Startup Bundle
Kickstart your business with 6 months of zero monthly fees, 20 free digital transactions, no charge for eNotes (SMS notifications), plus a dedicated relationship banker and support through our Banking and Beyond solutions.
Medium–long term
Term Loan
When your business is starting out, you often need capital up front to buy profit-making assets.
A term loan will help you. It is repayable over five years and attracts servicing interest on the capital.
Medium–long term
Finance for Property
Deciding to buy your own business premises is one of the biggest and also potentially rewarding decisions you can make.
Property finance will help you shift from renting to owning your business premises.
Many business owners also choose to unlock equity by applying for an ordinary home loan in their personal capacity and using this for their business.
It is a long-term loan (typically to be repaid over 10 to 15 years) that uses property as security.
Short term
GAP Access
This is a cash advance that is only available to businesses that utilise point of sale (POS) devices.
The cash advance amount is determined from the historical transaction values processed through the device.
Repayments for the cash advance mirror the business’s daily POS transaction values and an agreed % of these transactions is automatically put towards repaying the advance.
Short term
Overdraft
An overdraft is a credit facility linked to your bank account, which allows you to draw down on your account at any time up to the approved limit.
While there are no set monthly repayments, the bank needs to see a regular deposit into the account.
Overdrafts can be set on:
- a permanent basis (i.e. the same limit stays in place as long as you adhere to the credit
agreement);
- a reducing basis (i.e. every month the limit decreases); or
- a fixed-term basis (i.e. the limit is available only for a certain period, for example while you are
waiting for a sale to go through).
While there is a monthly fee charged to manage your overdraft, you pay interest only on the portion you use.
Short term
Debtor Finance
Debtor Finance is a form of credit that uses your debtors book as security.
Depending on the nature and quality of your debtors and the type of debtor finance you choose, you can unlock up to 80% of the cashflow that is tied up in your debtor book.
There are multiple ways to unlock cash from your debtors, some offering additional benefits such as better management and administration of your debtors.
page 1 of 2