When your business is starting out, you often need capital up front to buy profit-making assets.
A term loan will help you. It is repayable over five years and attracts servicing interest on the capital.
Deciding to buy your own business premises is one of the biggest and also potentially rewarding decisions you can make.
Property finance will help you shift from renting to owning your business premises.
Many business owners also choose to unlock equity by applying for an ordinary home loan in their personal capacity and using this for their business.
It is a long-term loan (typically to be repaid over 10 to 15 years) that uses property as security.
Knife Capital is an independent growth equity investment firm focusing on ventures with proven traction. We accelerate the international expansion of businesses that achieved a product/market fit in a beachhead market.
Asset finance is a type of instalment loan that uses a business’s assets as security. The loan is typically structured over period of 60 to 72 months, and requires fixed monthly instalments.
Examples of assets are vehicles, trucks or buses, as well as equipment and machinery, that have a second-hand market. This includes most ‘yellow goods’ and specialist medical equipment.
Assets that cannot be easily resold or have a limited lifetime (e.g. computers, printers, fridges or coffee machines) do not lend themselves to asset finance.
KLOP Accelerator is a Cape Town-based SME growth platform that focuses on the Kensington, Langa, Observatory, Pinelands (KLOP) and surrounding regions.
It promotes high growth entrepreneurship by investing both money and time in established businesses.
Cactus Advisors is a pan-Africa focused, multi-disciplinary business advisory firm that helps owners and management of companies achieve growth and performance through clear strategic thought (operations and management) and financial acumen (capital raising, mergers & acquisitions, divestitures).
Adlevo Capital was established to capitalize on the growing demand for infrastructure and services in sub-Saharan Africa. We focus on technology-enabled opportunities, which benefit from increased buying power of consumers.